6 Tips for Fitting New Cabinets into Your Household Budget

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Gray Wash Cabinets- www.eurofitdirect.co.uk

Renovating your house, especially your kitchen, can become an expensive project that can quickly eat through your budget. Purchasing and installing new kitchen cabinets is no exception. Instead of financing your entire project, it's a good idea to set a budget and save as much as possible before starting the work.

There are many tools and tips and tricks you can use to set a budget, stick to it, and save at the same time.

Look at Your Household Budget

Before making any big purchase, it's a good idea to look at your monthly household budget to see what you can afford. If you need some budget help, tools like Mint.com can help you set up a new budget and show you what you're spending money on every month.

Take a look at your rent or mortgage, utilities, car and credit card payments, insurance, and entertainment expenses. Compare this total to the amount of income you receive every month. If you are spending less than you make, you should be able to start putting money away.

Cut Costs

If you find that most of your money is spent on entertainment or dining out, start eating at home and limiting the amount of money you spend on entertainment. Cut out unnecessary expenses like premium cable TV packages, smartphones, and large purchases. Limit the amount of money you can spend each week on entertainment-related expenses.

Put Your Savings Away

The more money you can start saving, the sooner you'll be able to afford those brand-new kitchen cabinets. Once you develop a budget and have an understanding of what you can afford, open a savings account and start making deposits whenever you have extra money to put away. If you have direct deposit set up, you can talk to your employer about splitting your deposit between your checking and your savings accounts automatically.

Don't Go for Luxury

Once you've set up a budget and have started saving, you should have a better idea of what you can afford on new kitchen cabinets. You don't have to spend big money on luxury materials to make your kitchen look good. Take a look at discount retailers or cabinets that have flaws and need to be repaired. You may be able to save money and go under budget by buying items marked as slightly damaged or returned. Ikea is also a great place for high-quality furniture at lower prices.

Do the Work Yourself

If you have the experience or general know-how, think about installing the kitchen cabinets yourself. This will help you save on labor costs and reduce the amount you need to save. If you have any friends or family members that can help, even better. Think about any contacts you may have in the industry that may be able to cut you a deal on the labor costs or at least point you in the right direction.

Update Your Existing Cabinets

If your budget and savings don't allow you to purchase brand-new cabinets, you can refinish you current cabinets. A fresh coat of paint and new hardware can go a long way in updating a kitchen and giving it a fresh look. You can change the paint colors, update the backsplash, and redo the cabinets for a fraction of the price of purchasing brand-new cabinets.

Don't break the bank when purchasing new kitchen cabinets. Think about your monthly budget and what you can afford. If you don't have a budget, now would be a good time to create one. Save as much as you can every month for large purchases and expenses in the future.

Brian Flax is a freelance writer based out of the Washington, D.C. area. He is experienced in a variety of topics including technology and finance.

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